MI Insurance

 

 

Mountaineering Ireland

 

O’Driscoll O’Neil Ltd 17 Herbert PlaceDublin 2 P: 01-6395800 F: 01-6395850 W: www.odon.ie

 

 

 

 

 

Insured Club

 

Wexford Hillwalking & Mountaineering Club

 

 

Period From:

 

1st November 20 13

 

Address

 

Mountaineering Ireland Sports HQ 1 3 Joyce Way Park west Business Park Dublin 12

 

To:

 

1st November 20 14

 

Policy No

 

PL09-0075527

 

Our Ref:

 

 

 

       

 

Business: Representative body for hillwalkers and climbers and the National Governing Body, as recognised by the Irish Sports Council and Sport northern Ireland, for Mountaineering and Hillwalking in Ireland and Mountaineering Ireland Clubs, members of those Clubs and individual members of Mountaineering Ireland.

 

Insurer-Sportscover at Lloyds          .

It is hereby certified that the above named Insured is covered in accordance with the following details, subject to the Terms and Conditions and Exclusions of Policy No PL09-0075527

 

Section 1 Public / Products Liability

The Liability insurance is limited to the amount of any claim, loss, costs or expenses to which the indemnity provided by this policy applies.

 

A-   Any one claim made against the Insured and notified to the Company during the period of

Insurance. € 13,000,000 any one event B-   All claims made against the Insured and notified to the Company during any period of Insurance in respect of products supplied. €13,000,000 any one period of insurance. C-   All claims made against the Insured and notified to the Company during any Period of Insurance in respect of pollution or contamination of buildings or other structures or of water or land or of the atmosphere. €13,000,000 any one period of Insurance.

 

The insurance indemnifies the Insured for liability for damages and legal costs arising out of third party loss, injury or damage, in connection with the Business described above for claims made and notified to the insurers during the Period of Insurance. Cover includes Breach of Professional Duty, damage to leased and rented premises, indemnity to principals, member to member liability and liability arising out of goods sold or supplied, including refreshments.

 

Section 2 – Legal Defence Costs – Insured

The insurance is limited to the amount of any claim, loss, costs or expenses to which the indemnity provided by this policy applies.

Limit of Indemnity – €250,000

 

Section 3 – Directors and Officers Liability – Insured

The insurance is limited to the amount of any claim, loss, costs or expenses to which the indemnity provided by this policy applies.

 

 

A-  Any one claim made against the insured Persons and notified to the Company during the

period of Insurance €6,500,000 any one period of insurance. B-   All claims for pollution first made during the Period of Insurance (Defence Costs only).

€250,000 any one period of Insurance.

 

Retroactive date- 01 January 1985

 

The insurance indemnifies the Insured for the Personal liability of Directors and Officers for actual or alleged error, misstatement, omission, neglect or breach of duty, or other act actually or allegedly committed or attempted in their capacity as Insured Persons of the Insured in respect of all claims made against the Insured and notified to the Insurer during any period of Insurance.

Section 4 – Child Welfare, Protection and Vulnerable Adults Cover – Insured

The insurance is limited to the amount of any claim loss or expenses to which the indemnity provided by this policy applies. The Insurance Indemnifies the Insured for Legal Liability for damages and legal costs for claims made and notified to the Insurers during the Period of Insurance arising out of Abuse.

 

Entitled to Indemnity .

 

Committees, officers, volunteers and those defined as members by Mountaineering Ireland each of •whom is separately the Insured once registered with their club and processed as required by Mountaineering Ireland.

Clubs and their committees affiliated to Mountaineering Ireland and individual members affiliated to
Mountaineering Ireland.

 

Activities

Shall include clubs activities, training, coaching, instruction and participation in meets, gatherings competitions, attendance by club officials instructors/leaders teams and members in external meets and competitions sanctioned by the club and/or the association or whilst representing the club, in the participation of the sport or activity or in the necessary administration and running of the club, also included is path repair and maintenance with hand held tools as per guidelines set down by the association.

Club arranged presentation ceremonies, social events or whilst representing the club at such events arranged or organised by third parties.

The activities noted as mountaineering, hillwalking, climbing, walking, bouldering, scrambling, path repair and maintenance, alpinism, ski mountaineering, ski touring, coasteering, canyoning, kayaking, mountain hiking.

Note

The use of kayaks and mountain bikes is restricted to the incidental use when they were used to enable a member to reach a particular starting point or route.

 

Memorandum 3- Business

The business shall mean that which is specified by this Certificate and conducted by residents of Northern Ireland, Republic of Ireland, Great Britain, the Channel Islands or the Isle of Man.

Please note more specific travel insurance should be arranged if travelling abroad.

Personal Accident Medical

 

1

 

Death

 

€ 7,496

 

2

 

Loss of Limbs and/or Loss of Sight in one or both eyes and/or Loss of Speech and/or Loss of Hearing in both Ears**

 

€74,963

 

3

 

Loss of Hearing in one ear**:

 

€18,740

 

4

 

Permanent Total Disablement*:

 

€74,963

 

5

 

Medical Expenses sustained in 3 or 4

 

€ 5,000

 

6

 

Emergency Dental

 

€   750

 

Deferment Period for 5 & 6:

 

 

 

Benefit Period for 5 & 6:

 

 

 

* The benefit amount shall not be applicable to Insured Persons aged 80 years or over

** The Benefit Amount and the maximum amount payable shall reduce by 50% in respect of Insured Persons aged 75 years or over.

Notes: 1.

2.

3.

Affiliated clubs are covered where guests*** who may be interested in joining a club attend

initial taster sessions (maximum of 3 taster sessions allowed).

***For cover to apply it is essential their name is properly recorded and the documents

retained. They must be affiliated to Mountaineering Ireland on their 4th visit.

All incidents must be reported within 21 days of the incident occurring. It is the individual’s

responsibility to inform Mountaineering Ireland within the 21 days.

Mountaineering Ireland clubs should advise all club members when travelling abroad to take

out appropriate Travel & Activity insurance. Go to Mountaineering Ireland’s website,

http://www.mountaineering.ie, for more details Travel & Activity insurance.

 

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